FAQ

You can definitely contract direct with some carriers. They will give you basic support and the contracting you need in order to get you rolling. But don’t expect them to help you with marketing, support, opportunities and other necessary tools in order to help you succeed.

Not necessarily. In most cases, all you’ll need is a release letter. We do recommend checking with your current agency to see what agreements you have with them when you first started. Most of the time, if your current agency does not want to release you, the carriers have predefined release protocols when this happens. If you are experiencing this type of problem, please call our office for more details.

I totally understand that this may sound too good to be true. But I encourage you to stop by our office, take a tour and interview some of our Benefit Advisors that work with us. I want to make sure that every Advisor is happy. Our standard contract is for a minimum production of 10 sales but if we get along like cats and dogs, I have no problem releasing Advisors outside of that agreement. We just have to come to terms if any money is owed. Normally, our gentleman’s agreement is a 30-day notice.

This question depends on your arrangement with your current agency.
If you are independent and are being paid directly by the carriers already, then absolutely not, they cannot keep your commissions. They will continue to get paid their agency overrides and you will continue to get paid your commissions as long as your clients remain on the plan that you set them up with.

In a perfect world, we would love to pay for all of your efforts and all of your expenses. The answer really all depends on your production. Our top agents enjoy wonderful opportunities and tools at no expense. But those that are not quite making the production requirements, do still have to pay for certain items. Please let us know what you’re interested in obtaining help with.